Looking Ahead, Expanding Choices for People with
Developmental Disabilities in Washington State
A Developmental Disabilities Life Opportunities Trust (also known as the DD Endowment Trust Fund or DDLOT) allows individuals with developmental disabilities or their families to set aside funds for future use without affecting their eligibility for government services and benefits. Funds can be withdrawn from the trust and used for many services not covered by other benefits, including recreation, therapy, clothing and transportation.
The Developmental Disabilities Life Opportunities Trust (DDLOT)
• Administrators understand the needs of people with developmental disabilities.
• Low cost to establish and maintain.
• Offers incentives in the form of state matching funds on fees for the individual trust
accounts provided by the legislature.
• Funds are conservatively invested and safely managed by the Washington
State Investment Board.
Some Facts about the DDLOT
• Established by the Washington State Legislature in 1999.
• Opened for first enrollment in July 2002.
• More than 1,600 individuals are currently enrolled.
• As of December 2011, the cumulative value of the trust was more than $27 million.
• Individuals are eligible to enroll if they meet the state definition of having a developmental
disability, are under the age of 65, and reside in the state of Washington.
• Protects an individual's eligibility for government benefits, regardless of their trust value.
• Funds withdrawn from the trust can be utilized to enhance the quality of life for the
• If levels of benefits and supports currently provided are reduced, individuals will have
funds to purchase those needed services and supports in the future.
• Brings peace of mind to families planning for the future of their loved one who has a